Terms of Use

Effective Date: 02.27.25

1. Acceptance of Terms

By accessing or using Smart Finance & Loan Guide, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use our services.

Smart Finance & Loan Guide is owned and operated by Smart Finance LLC.

2. Description of Services

We provide an informational platform designed to help users:

• Manage their personal finances.

• Access information about third-party financial service providers.

We do not issue loans, make lending decisions, or participate in financial transactions.

This application is available exclusively on the Apple App Store.

3. Eligibility

Users must be at least 18 years old to use our services.

4. Disclaimer

We do not guarantee loan approvals. Any financial decisions made are at the user’s discretion.

5. Contact Information

For questions about these Terms, contact us at support@cashflowfinance.org.