By using Smart Finance & Loan Guide, you authorize Smart Finance LLC and its service providers to obtain your credit report from consumer reporting agencies, such as TransUnion, Experian, Equifax, or Clarity, as permitted by law. We may use this report for:
Verifying your identity based on the information you provided.
Assessing your eligibility for credit products and services.
Determining your debt-to-income ratio.
Generating a credit score for financial insights.
When checking loan offers, a soft or hard inquiry may be performed, which can impact your credit score. Smart Finance LLC does not conduct credit checks directly but may facilitate interactions with third-party financial institutions.